The advantages of pre-paid funeral plans

With real benefits for both you and your loved ones, it’s easy to see why Funeral Plans are such a popular way to make funeral arrangements for the future. In fact over 500,000* people in the UK have already taken out a Funeral Plan and benefited from the peace of mind they bring. 

Protection from the rising cost of funerals

A funeral can be expensive and the cost of a funeral has risen dramatically over the past decade. They continue to rise due to a shortage of reasonably priced land suitable for burial and the need for crematoriums to meet European legislation, therefore they continually need to invest in their facilities.

The chart pictured right demonstrates the high rise in the average funeral costs since 1997. The average cost of a funeral was just £1,230 in 1997 and increased by over 84% to £2,269 in 2007 – this is above the general level of inflation.

By arranging your funeral today means that you can pay for your funeral at today’s prices. 

Save friends and family from the financial and emotional burden of arranging your funeral at your time of death

By planning your own funeral you can make sure that the funeral service will be exactly as you’d wish it to be.

Planning it yourself saves your friends and family having to make tough decisions at a difficult time, trying to guess what your wishes might have been and therefore they can be comforted on the day of the funeral in knowing that the service is how you would have wanted it to be.

If your funeral plan is fully guaranteed, your loved ones will also have the added reassurance of knowing that everything included in the funeral plan is paid for so they’ve no need to worry whether there is enough money to cover all of the details you wanted. 

Please note that when choosing a funeral plan, it is important to check if both funeral director charges and third party charges (also known as disbursements) are fully guaranteed, or if only a fixed contribution is to be paid towards these costs.

Affordable and flexible payment options

Funeral plan providers offer a wide range of payment methods. This helps to make planning ahead for your funeral more affordable as payment methods range from a single payment to a regular monthly payments and you can choose the option which is most suitable for you and your circumstances.

*Source: The Funeral Planning Authority